General Information and Requirements
Updated 4/21/2009
Applicable to:
- Employees covered by Public Employees Benefits Board (PEBB) benefits who are called to active military duty in the uniformed services.
Relevant Rule:
- Definition – “Service in the uniformed services” means the performance of a duty on a voluntary or involuntary basis in a uniformed service under competent authority and includes active duty, active duty for training, initial active duty for training, inactive duty training, full-time National Guard duty including state-ordered active duty, and a period for which a person is absent from a position of employment for the purpose of examination to determine the fitness of the person to perform such duty. (WAC 392-126-026)
- Statute requires that employer provided health care coverage is continued for employees called to active military service for less than 31 days. For administrative efficiency in complying with the rule, agencies should maintain employer provided coverage until the end of the month in which the 30 days occurs. For example, if the employee was called to active military service on September 15th, employer health care coverage should be maintained until October 31st. (RCW 73.16.053)
- Employees that are called to active military service for 31 or more days have two options for maintaining PEBB insurance benefits which are outlined in the charts below.
Additional Information
Employees or family members who lost PEBB medical and or dental coverage due to military leave, and who have a spouse or qualified domestic partner (QDP) also covered by PEBB benefits may:
- Apply to reinstate previously waived medical and or dental coverage on the spouse or qualified domestic partners PEBB coverage by completing a new employee Enrollment/Change form and submitting it to the spouse or QDP’s employer within 60 days of PEBB coverage ending.
Option 1: Continue PEBB Employer Provided Benefits While on Active Duty for More Than 31 Days
| ...Employer Provided Benefits... | ...Employee... | ...Employer... |
|---|---|---|
| Eligibility | Continue employer provided PEBB benefits by using agency approved annual or military leave. (Must maintain a minimum of 8 hours of pay status each month). | Continue employer provided benefits by leaving the employee enrolled in PAY1. |
| Medical/Dental |
|
|
| Life Insurance |
(Part E Accidental Death and Dismemberment cannot be continued during military leave). Note: If optional coverage is not continued and paid for during military leave, such coverage may require evidence of insurability to reinstate when the employee returns to work. |
|
| Long Term Disability |
|
Note: PAY1 requires end of month dates for terms and due to system limitations Part A Basic cannot be terminated in PAY1. |
| ASI Flex |
|
|
Option 2: Discontinue PEBB Employer Provided Benefits and apply for Continuation of Coverage LWOP While on Active Duty for More Than 31 Days
| ...Continuation of Coverage (LWOP)... | ...Employee... | ...Employer... |
|---|---|---|
| Eligibility | May choose to discontinue PEBB employer provided benefits and apply for Continuation
of Coverage LWOP which is a self-pay option through the Health Care Authority.
Note: If medical and or dental is not continued, coverage will end on the last day of the month in which employer provided coverage was terminated. |
Terminate the employee’s eligibility for PEBB employer sponsored benefits in PAY1 within 30 days from the date the employee lost benefits. |
| Medical/Dental | May elect Leave Without Pay (Self-Pay) coverage to continue medical, and or dental for 29 calendar months.
|
|
| Life Insurance |
Note: If optional coverage is not continued & paid for during military leave, such coverage may require proof of insurability to reinstate when the employee returns to work. |
|
| Long Term Disability |
|
|
| ASI Flex |
|
|
Health Care Authority will send the employee the Continuation of Coverage Election Notice packet in the mail after the employee coverage has been terminated in PAY1. (This can take up to 14 days after benefits have been terminated in PAY1).
Guidance Resources
FSA/DCAP FAQ
Employer Contribution (17.5 KB)
Enrollment after Waiving (20.5 KB) (if enrolling on spouse or qualified domestic partner's medical/dental coverage)
Special Open Enrollment Guidance (186.4 KB)
LWOP and Military Leave (29.9 KB)
Waiving Coverage (24 KB)
Section 125 State of Washington Payroll Rules (38.8 KB)
Flexible Spending Account (FSA) (21.5 KB)
Dependent Care Assistance Program (DCAP) (24.8 KB)
Related Circumstances
Forms
Employee Enrollment/Change (722.9 KB) (if making changes)
Spouse or Qualified Domestic Partner Certification (447.9 KB) (if enrolling a new spouse or qualified domestic partner)
Rates
System Keying in PAY1:
Waive Coverage (39.9 KB)
Re-enroll after Waiving Coverage (38.1 KB)
Add a Dependent (45.3 KB)
Termination (56.7 KB)
Reinstate after Termination (34.6 KB)
Reinstate after LWOP (34.7 KB)
Common Questions and Issues
Perspay Knowledge Base
Life Insurance: Procedure Manual (Reliastar)
Life Insurance: Common Issue & Questions (for employees)
Termination and Leave Without Pay (LWOP) Insurance Checklist (69.3 KB)
When an employee returns from leave without pay, what forms need to be completed?
If an employee is on leave without pay and returns to work in an insurance-eligible position, when is coverage effective?
PEBB Knowledge Base – You may direct employees to the PEBB website search to view these and other commonly asked questions.
What happens to my Public Employees Benefits Board coverage if I am called to active military duty for longer than 30 days?
Where can I find more information on how military leave affects my Public Employees Benefits Board coverage?
Are there insurance options besides Public Employees Benefits Board coverage for me and my family and me while I am on Active Military Duty?
Can I keep my Public Employees Benefits Board coverage if I am called to active military duty?
What happens to my Public Employees Benefits Board life insurance when I return to pay status from military leave?
When does my LTD insurance terminate?
WAC References and their general subject matter
182-08-180 - Premium payments and refunds
182-08-190 - The employer contribution for all eligible employees
182-08-198 - Changing health plans
182-12-128 - May an employee waive health plan enrollment?
182-12-131 - When does employer paid insurance coverage end?
182-12-133 - Options for continuing coverage when employer coverage is lost
182-12-262 - Enroll, waive or remove eligible dependents
Audio Visual Aids
Life Insurance Video (A guide for Pers/Pay staff on filling out the Life Enrollment form and Change form)

